Credit Card charges one should know about

Time are gone when people used to pay physical currencies for goods and services. Due to materialistic age and changing modes of marketing customer and business both prefer payment in digital mode as it is convenient for both. Government also encourage people to be less dependent on physical mode of payment. Changing modes of payment has given banks a great business opportunity. To grab this opportunity banks are issuing credit cards at very easy documentation. One common fact we usually ignore that credit cards are not free.Continue reading—-

Top 20 Investment Plans

Most recognised name in investment and third richest person in world Warren Buffet has started to invest at the age of 13 years but still he realised that he was late. If a person who has started investing at the age, when most of us even didn’t know about investment but still he felt he was late. Now question arise at what age we should start investing and answer is very simple as early as possible. You will achieve your financial goal as early as you will start investing. Continue reading….

What is CIBIL? How it is affected?

Today the primary and foremost important criteria to get approval on your personal loan application and credit card application is CIBIL score. No bank or financial institution process your loan and credit card application without checking CIBIL score. CIBIL stands for Credit information Bureau India Limited which maintain individuals and companies credit record. This company assign credit score on the basis of credit history between 600 to 900. Continue reading……

How to get out of a debt trap?

There is an old saying in Hindi ‘agar zindagi ko khushi ke sath bitana chahte ho to Karz, Farz aur Marz in teeno se dur raho’ (If you would like to live a stress free and happy life keep away yourself from Loan, Responsibility and disease). But in the modern age of materialism every person specially middle class wants to improve their lifestyle to buy a car, own a house, want to send their children to convent schools. They even d’ont hesitate to take a loan and credit card to meet their needs. Continue reading……

Sukanya Samridhi Yojna

Sukanya Samridhi Yojna was launched NDA government on 22 January 2015 to saving habits and to secure the future of girl child. While launching the scheme as a part of ‘Beti bachao, beti padhao’ campaign prime minister Narendra Modi said that it will promote saving habits to meet educational and marriage expenses of girl child.Continue reading…..



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